Credit card fraud has a nasty ring to it. It makes us think about scammers and other types of immoral people. When you are charged with committing credit card fraud, the stigma attached to it is hard to scrub off. Credit card fraud usually involves the bank cards directly, but the most common type of credit card fraud involves counterfeiting of credit cards. In the past, suspects have been charged with using sophisticated computer systems to produce realistic-looking credit cards, complete with holograms and functioning magnetic strips.